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                                                                ZoneLoans.com Legal Disclaimer
                                                             
                                                                PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY
                                                                PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO
                                                                NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES
                                                                THEREOF.
                                                             
                                                            
                                                                COPYRIGHT © ZoneLoans.com, LLC 2006. ALL RIGHTS RESERVED.
                                                                 
                                                                Copyright in the pages and in the screens displaying the pages, and in the information
                                                                and material therein and in their arrangement, is owned by ZoneLoans.com, LLC unless
                                                                otherwise indicated.
                                                             
                                                            
                                                                LINKS / LIMITATIONS OF LIABILITY 
                                                            
                                                                Periodically, links may be established between this web site and one or more web
                                                                sites operated or content provided by third parties. For purposes of these Terms
                                                                and Conditions, the term "link" includes both outbound links (hypertext links to
                                                                external web sites or content) and inbound links (hypertext links which draw material
                                                                from other sources into this web site). ZoneLoans.com, LLC is not responsible for the
                                                                contents of any linked site or any link contained in a linked site, or any updates
                                                                or changes to such sites. The hyperlinks contained within our site are provided
                                                                as a service to our users and do not necessarily imply endorsement by ZoneLoans.com
                                                                LLC of the site. We will attempt to provide accurate and up to date information
                                                                on our site, but make no warranties or representations as to the accuracy of the
                                                                information. By using the site, you acknowledge that we specifically disclaim any
                                                                liability (whether based in contract, tort, strict liability or otherwise) for any
                                                                direct, indirect, incidental, consequential, or special damages arising out of or
                                                                in any way connected with your access to or use of the site, (even if we have been
                                                                advised of the possibility of such damages) including liability associated with
                                                                any viruses which may infect a user's computer equipment.
                                                             
                                                            
                                                                USE OF INFORMATION AND MATERIALS 
                                                            
                                                                The information and materials contained in these pages - and the terms, conditions,
                                                                and descriptions that appear - are subject to change. Not all products and services
                                                                are available in all geographic areas. Your eligibility for particular products
                                                                and services is subject to final ZoneLoans.com determination and acceptance.
                                                             
                                                            
                                                                NO WARRANTY 
                                                            
                                                                The information and materials contained in this site, including text, graphics,
                                                                links or other items - are provided "as is," "as available". ZoneLoans.com LLC does
                                                                not warrant the accuracy, adequacy or completeness of this information and materials
                                                                and expressly disclaims liability for errors or omissions in this information and
                                                                materials. No warranty of any kind, implied, express or statutory, including but
                                                                not limited to the warranties of non-infringement of third party rights, title,
                                                                merchantability, fitness for a particular purpose and freedom from computer virus,
                                                                is given in conjunction with the information and materials.
                                                             
                                                            
                                                                USE OF CALCULATORS / ESTIMATED PAYMENTS 
                                                            
                                                                Although your aggregate monthly debt payment may decrease, this loan may increase
                                                                both your aggregate number of monthly debt payments and the aggregate amount paid
                                                                by you over the term of the loan.
                                                             
                                                            
                                                                LIMITATION OF LIABILITY 
                                                            
                                                                In no event will ZoneLoans.com, LLC be liable for any damages, including without limitation
                                                                direct or indirect, special, incidental, or consequential damages, losses or expenses
                                                                arising in connection with this site or use thereof or inability to use by any party,
                                                                or in connection with any failure of performance, error, omission, interruption,
                                                                defect, delay in operation or transmission, computer virus or line or system failure,
                                                                even if ZoneLoans.com, LLC, or representatives thereof, are advised of the possibility
                                                                of such damages, losses or expenses. Hyperlinks to other Internet resources are
                                                                at your own risk; the content, accuracy, opinions expressed, and other links provided
                                                                by these resources are not investigated, verified, monitored, or endorsed by Zone
                                                                Loans LLC.
                                                             
                                                            
                                                                SUBMISSIONS 
                                                            
                                                                All information submitted to ZoneLoans.com, LLC via this site shall be deemed and remain
                                                                the property of ZoneLoans.com, LLC, and ZoneLoans.com, LLC shall be free to use, for any
                                                                purpose, any ideas, concepts, know-how or techniques contained in information a
                                                                visitor to this site provides ZoneLoans.com, LLC through this site. ZoneLoans.com, LLC shall
                                                                not be subject to any obligations of confidentiality regarding submitted information
                                                                except as agreed by the ZoneLoans.com, LLC entity having the direct customer relationship
                                                                or as otherwise specifically agreed or required by law.
                                                             
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