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ARM vs Fixed Rate Mortgage Calculator
This calculator that will help you to compare a fixed rate mortgage with both fully-amortizing and interest-only adjustable rate mortgages (ARMs).

ARM vs Fixed Rate Mortgage Calculator
Loan Information
Mortgage loan amount:
Mortgage loan term:
Expected adjustment (%):
Fixed Rate Mortgage
Fixed interest rate (%):
Fully Amortized Adjustable Rate Mortgage
Beginning interest rate (%):
Number of months before first rate adjustment:
Interest rate cap (%):
Interest-Only Adjustable Rate Mortgage
Beginning interest rate (%):
Number of months before first rate adjustment:
Interest rate cap (%):
Beginning monthly principal and interest payment
Fixed ARM Interest-Only ARM
Total monthly payments
Fixed ARM Interest-Only ARM
Total interest:
Fixed ARM Interest-Only ARM
Maximum monthly payment
Fixed ARM Interest-Only ARM

Click "Create Report" to generate a
Comparison Report and Payment Schedule
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